taking care of payments


Discover our payment solutions specially designed for Canadian merchants.

Working together
to reinvent payment solutions

La monétique - noun, French 1. Includes all electronic transactions involved in card payment management (debit, credit, prepaid, etc.) and related transactions, along with the management of information exchanges between card issuers, cardholders, merchants and acquirers. It also covers the technologies that allow transactions made by phone or on in-store terminals, the Internet, mobile devices or other technological media.


  • Leading cooperative financial group in Canada
  • Network of 57,000 merchants
  • Volume of C$43 billion a year

Two major companies, a common goal.

Desjardins and Crédit Mutuel entered into a partnership with the goal of becoming a world leader in electronic payment services. The first step toward achieving this ambitious task was to create a global brand. The Monetico brand was inspired by three concepts: monétique (electronic payment solutions), business ethics and cooperation between two major financial institutions.

  • Among the top 10 payment solution providers in the world
  • Network of 400,000 merchants
  • Volume of C$220 billion a year

Crédit Mutuel

  • 2nd largest retail bank in France
  • Network of 340,000 merchants
  • Volume of €155 billion a year
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Taking care of payments

For us, making it easier to do business is a way of exerting a positive influence on the business world as a whole. Our experience, expertise and close ties with merchants in every industry help us understand the realities, issues and challenges our merchant clients face on a daily basis. We make it easier to do business by making available to them user-friendly, innovative and powerful payment solutions.


Expert command of leading-edge technologies, optimal infrastructure management on a global scale and extensive expertise in payment solutions.


Significant investments in research and development to promote innovation and help transform payments by anticipating future needs.


Payment solutions with the highest security and reliability standards to ensure merchants and consumers are protected during each transaction.

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Putting merchants first

We know that our merchant clients' top priority is to maintain their valuable relationships with their own clients. As a proactive, responsible and available partner, we help them maximize their time, human resources and financial investments in everything related to electronic payment solutions.


We are the trusted partner of merchants large and small, regardless of industry, and we support them in their development locally and internationally.


Our solutions have a simple, transparent pricing structure, allowing merchants to stay in control of their payment solutions.

Client relationship

Our approach aims to renew and reinforce the connection between merchants and their clients through payment solutions that build customer loyalty.

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Business ethics

Our vision of payment solutions is based on the principles of cooperation and partnership, and emphasizes human values in business practices.


We are a partner of choice for other co-ops and we put cooperative values at the centre of our initiatives and actions.


Our approach focuses on promoting the development of merchants, their clients and the other parties involved in electronic payment solutions by maintaining a healthy balance.


Trust is at the core of every action.

our press releases

Tough Leaders Corner

Patrice Dagenais Vice President, Payment & Business Partnership at Desjardins talks about Global payment acceptance standards in Payment & Cards Network magazine.

A world first!

Desjardins and Crédit Mutuel obtain OSCar 3.2 certification for their international payment application.

Desjardins launches two new mobile payment solutions for small businesses and self-employed workers

Desjardins launches two new mobile payment solutions that are easy to use and very affordable: Monetico Mobile and Monetico Mobile +.

Desjardins Group and Crédit Mutuel-CIC Group launch international payment solutions partnership

This partnership is the first of its kind making it a leader in the international payment services industry

Desjardins Group to acquire State Farm® Canada businesses

Major transaction in Canada's financial sector among Canadian, American and European cooperative and mutual organizations.
Expands Desjardins Group's product distribution network through the addition of State Farm Canada's agent distribution network.